Website Terms

Terms and Conditions

These Terms and Conditions govern your use of this website and any content, resources, email communications, affiliate links, and current or future digital or physical products offered through this site.

Last updated: March 27, 2026

1. Acceptance of These Terms

By accessing or using this website, you agree to be bound by these Terms and Conditions. If you do not agree with these terms, please do not use this site.

These terms apply to all visitors, readers, subscribers, customers, and users of the website.

2. Website Purpose

This website provides blog content, educational information, resources, recommendations, email signup opportunities, affiliate links, and may from time to time offer digital products, physical products, downloads, or related services.

Content on this website is intended for general informational and educational purposes only.

3. No Professional Advice

The content on this website does not constitute financial, legal, medical, tax, or other professional advice. Any decisions you make based on information from this site are your own responsibility.

Always seek appropriate professional advice for your own situation where needed.

4. Affiliate Disclosure

Some pages, posts, emails, or resources on this website may contain affiliate links. This means that if you click a link and make a purchase, I may earn a commission at no extra cost to you.

I only aim to share tools, products, or resources that I believe may be useful, but you are responsible for doing your own research and deciding what is right for you.

5. No Guarantees

I do not guarantee any specific results, earnings, traffic levels, business growth, or outcomes from using this website, its content, its recommendations, or any products or services linked to or offered through it.

Results vary depending on many factors including your own effort, experience, decisions, circumstances, and market conditions.

6. Intellectual Property

Unless otherwise stated, all content on this website, including text, graphics, branding, design, downloadable materials, and original resources, is the property of Tobie Curtis and is protected by copyright and other intellectual property laws.

7. User Conduct

By using this website, you agree not to:

8. Email Signups and Communications

If you choose to subscribe to emails through this website, you agree to provide accurate information and understand that you may receive email updates, educational content, promotional messages, or recommendations.

You may unsubscribe at any time using the unsubscribe link included in emails.

9. Third-Party Websites and Tools

This website may link to third-party websites, products, services, tools, or platforms. These are provided for convenience or recommendation purposes only.

I am not responsible for the content, availability, policies, practices, or actions of third-party websites or services. Your use of those websites or services is at your own risk.

10. Digital and Physical Products

This website may offer digital products, physical products, or related services now or in the future. Additional terms, pricing, refund details, delivery terms, or usage rights may apply to specific offers and will be stated on the relevant sales or product pages where applicable.

Unless otherwise stated, all purchases are for personal use only and may not be resold, redistributed, or shared commercially.

11. Limitation of Liability

To the fullest extent permitted by law, I will not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of this website, reliance on its content, or use of any linked products, services, or resources.

This includes, without limitation, loss of income, business interruption, data loss, reputational harm, or other losses.

12. No Warranties

This website and its content are provided on an “as is” and “as available” basis, without warranties of any kind, express or implied. I do not guarantee that the site will always be available, error-free, secure, or up to date.

13. Indemnity

You agree to indemnify and hold harmless Tobie Curtis from and against any claims, liabilities, damages, losses, or expenses arising out of your misuse of the website, your breach of these Terms and Conditions, or your violation of any law or the rights of a third party.

14. Changes to These Terms

I may update these Terms and Conditions from time to time. Any changes will be posted on this page with a revised update date. Continued use of the website after changes are posted means you accept the revised terms.

15. Governing Law

These Terms and Conditions shall be governed by and interpreted in accordance with the laws applicable in New Zealand, unless otherwise required by applicable consumer law in your location.

16. Contact

If you have questions about these Terms and Conditions, you can contact me through the contact details or contact page provided on this website.